Utility bills can be hard to manage with so many financial priorities to contend with. It can be hard to catch up on missed payments without a plan.
Late or delinquent utility bills are often a sign that money is a growing concern for a household. When utilities have gone unpaid people are often on the verge of having a full financial crisis which can lead them down the negative path of high interest lenders and payday loans.
It is imperative to review the budget, determine key spending priorities and then deciding on the correct option to address any arrears. This could include a Debt Management Plan that also provides the benefit of a set time frame to improve credit reports.