Medical expenses are costly especially as they often come with a period of reduced income.

Unfortunately, many medical expenses are not covered by Universal Care but are required in order for a person to function. Even worse these medical expenses often occur in conjunction with a person not being able to earn income causing both debt and stress.

In this type of situation it is best to consult with an accredited credit counsellor who can help highlight immediate goals and look at long term alternatives that are available to deal with medical and other debts may have accumulated.